Financial & Estate Strategies and FES Insurance Design welcome you!

Here we are in 2010!  Are you feeling glad that 2008 and 2009 are behind you?  Then maybe we should talk!  We are proud to report that FES clients suffered no turmoil in the holdings they have with us.  How?  It's simple.  We work with products that have guarantees!  Slow and steady does win the race and quite frankly makes for a more PEACEFUL LIFE as a retiree, when you're supposed to be enjoying the fruits of a lifetime of labor.  Live your retirement the way you deserve and let us help you discover that!  Our experience will become your ally for questions such as:  

• Should I Convert to a ROTH IRA in 2010?
• Should I Review my Estate Plan in 2010?
• How will I Generate Retirement Income?
• What are my Best Investment Choices as a Preservation-mode investor?
• How can I Blend my Long Term Care needs with Income Tax and Investment Planning?

This is a short list of the many planning objectives we help clients tackle everyday. 

We have one underlying core value in every strategy that we pursue:  PRESERVATION OF PRINCIPAL.  The necessity to focus on principal protection has become extremely "front and center" lately.  For our practice this is nothing new.  Randy has over 22 years experience under his belt with FES approaching it's 11th year!  In fact, we estimate our product suggestions have saved our clients many millions during the last market meltdown.  That is wealth that would otherwise  have simply evaporated!

Our companies focus on 2 primary financial lifecycles.  Accumulation and preservation.  One thing that differentiates us from other advisors is that we take great care to make sure the clients we work with are CLEAR about which phase they are in.  A "preserver" should not take risk and is working with their life savings.  No gambling allowed!  An "accumulator" should be developing a plan that will allow steady, SAFE accumulations on their road to financial security and tax free income.  They should be focused on making their nest egg as tax efficient as possible thus avoiding the same tax traps 1000's of their parents and grandparents came to our seminars over the years to address.

Our two companies have distincly different objectives, each with the same core values:

Accuracy along with CLEAR explanations of our recommendations
The experience and wisdom to tell you when our services are NOT a fit
Smooth and Efficient Processing and Service for Our Clients

Financial & Estate Strategies - Helps you preserve and grow your wealth while you are in your preservation years.  We use tools such as annuites and life insurance to assist people age 50+ with SAFE investment strategies, IRA rollovers, ROTH IRA's, ROTH Conversions, 401k transfers, IRA planning, Estate Planning, Charitable Giving and Wealth Transfer.  We carefully help you realize "potential" blended with "protection."

FES Insurance Design - Developes accumulation strategies based on fixed and guaranteed platforms such as Equity Indexed Universal Life (EIUL).  These insurance products have many incredible features that you will see dicussed on this site that will truly enhance your long term retirement planning.  FESid also focuses on Life Insurance Premium Financing.  This highly specialized insurance technique lets business and estate owners keep productive assets productive while still accomplishing their substantila life insurance purchasing objectives. 

Enjoy your visit and be sure to sign up for our newsletter in the "contact us" section of our site.

All the Best,
Randy & Arwen Becker